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Zown

Zown

The AI-powered homebuying platform

Overview

What it is

Zown is the only AI-powered, end-to-end home-buying platform that automates affordability checks, pre-approvals, smart listings, and offer predictions—redirecting up to $25K in saved realtor commissions straight toward your down payment. Available in Canada and the U.S.

Intent

I need it when

Reduce out-of-pocket costs when purchasing a home

Zown provides upfront cashback (Down Payment Boost) toward down payment with no loans or repayments required. Buyers can apply cashback to eliminate closing fees (up to 1.5% back) or reduce mortgage interest rates, lowering monthly payments by up to $550.

Simplify and accelerate the home buying process

Zown offers end-to-end homebuying services including property showings, offer negotiation, closing coordination, mortgage assistance, home inspection, and legal advice—streamlining the entire purchase journey with modern technology and dedicated support.

Access flexible cashback for post-purchase needs

Buyers can receive cashback via direct deposit after closing and use funds for renovations, furniture, travel, or other priorities—providing financial flexibility beyond traditional down payment assistance.

Find a trustworthy real estate agent focused on buyer interests

Zown employs salaried agents (not commission-based) who prioritize finding the right home for buyers rather than maximizing transaction value. Agents provide local neighborhood expertise and on-demand showings within 24 hours.

Drop

Not a fit when

  • Buyer is located outside California, Texas, or Canada
  • Buyer prefers traditional real estate agents working on commission rather than salaried agents
  • Buyer needs immediate home purchase without agent guidance and coordination
  • Buyer is selling a home rather than buying
  • Buyer has already committed to working with another real estate brokerage
Commercials

Pricing

Down Payment Boost cashback program; no subscription fees. Cashback amounts vary by property and location, ranging from $3,300 to $22,500 based on purchase price. View pricing