Cross-border payment gateway for enterprises
xPay is a powerful cross-border payment solution designed to help businesses in India, Singapore and the US seamlessly accept global payments. With 90% success rates, multi-currency support, and advanced fraud detection, xPay optimizes international transactions, reduces drop-offs, and automates compliance. Perfect for marketplaces, SaaS, and e-commerce, xPay simplifies complex payment flows and ensures a smooth, secure global experience for your business and customers.
xPay is India's only gateway offering global subscriptions in 100+ currencies with no transaction limits. Businesses can collect recurring payments via integration or no-code payment links, ideal for SaaS companies serving international markets.
xPay's virtual accounts enable businesses to collect USD, GBP, CAD and other currency payments without opening foreign entities. Funds settle in 24 hours with compliant FIRC documents, solving the operational complexity of multi-country payment collection.
xPay delivers 95% payment success rates through direct local acquiring, smart retry logic, and 45+ local payment methods across 160+ countries. Real-time infrastructure optimization ensures stable cross-border transactions in 150+ currencies, directly addressing high failure rates that plague other gateways.
xPay's Sales Tax Autopilot automatically collects and remits sales tax in 100+ geographies with a single toggle. This eliminates manual tax tracking and compliance risk for businesses scaling internationally beyond 10L+ annual revenue.
xPay supports 45+ local payment methods including BNPL options (Klarna, Affirm) and regional wallets. Customers report 73% conversion rate improvements by enabling preferred payment methods for specific geographies, reducing cart abandonment.