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Paymento

Paymento

Empowering wallets to become your business gateway

Website paymento.io
Overview

What it is

💡 Turn any wallet into a merchant account: Accept crypto payments directly, no middlemen. ✨ BNPL (Coming Soon): Boost sales with DeFi-powered installments. 🔗 Multi-chain support: Bitcoin, Ethereum, USDT & more. 🚀 Secure, simple, decentralized.

Intent

I need it when

Offer flexible payment options to crypto customers including installment plans

Paymento provides Buy Now, Pay Later (BNPL) and installment payment functionality, allowing customers to borrow from DeFi protocols while retaining collateral. This expands addressable market by enabling payment flexibility for crypto-native users.

Issue invoices and receive crypto payments without maintaining a website

Paymento's Payment Link and Invoicing features allow merchants to generate shareable payment links and issue online invoices that accept crypto directly, enabling payment collection for service-based businesses without website infrastructure.

Accept payments from customers globally without KYC requirements or high fees

Paymento operates KYC-free with transparent 0.5% transaction fees after free tier, supporting 100+ cryptocurrencies across multiple blockchains. This enables borderless commerce with lower friction and cost than traditional payment gateways.

Accept cryptocurrency payments directly without intermediaries or custody risk

Paymento enables non-custodial crypto payment processing where funds go directly to the merchant's wallet. Users retain full control of assets, can use hardware wallets, and avoid third-party custody, addressing security and autonomy concerns.

Integrate crypto payments into existing e-commerce platform with minimal development effort

Paymento offers no-code plugins for popular shopping platforms, prebuilt integrations, and simple API implementation. Developers can embed payment functionality with few lines of code, reducing time-to-market for crypto payment acceptance.

Drop

Not a fit when

  • User requires fiat currency payment processing or traditional banking integration
  • User needs KYC/AML compliance and regulated payment processing
  • User operates in jurisdictions where cryptocurrency payments are restricted or prohibited
  • User requires custodial fund holding or merchant account protection guarantees
  • User needs payment processing for non-crypto businesses without crypto customer base
Commercials

Pricing

Free tier up to $3,000 in transaction volume, then 0.5% per transaction. New users get $15 free credit. View pricing