AI financial advisor that optimizes your money and budget.
OptiVault is your AI-powered personal financial advisor. Take control of your money without spreadsheets or stress. ✅ Connect bank accounts securely 🤖 Get AI insights on spending, budget, and debt 📊 Track net worth and set smart goals 📱 Built for iOS with bank-grade security OptiVault gives you clear, personalized steps to save more, spend smarter, and grow your wealth — all in one simple app.
Optivault provides 24/7 AI financial advisor access for ~$100/year versus $2,000+/year for traditional advisors. The AI analyzes spending patterns, answers financial questions, and adapts recommendations based on user goals and habits.
Optivault projects net worth over time, calculates retirement readiness, sets automated savings transfers, and creates personalized financial roadmaps. The AI simulator provides data-driven guidance on timing major purchases based on savings rate and market conditions.
Optivault syncs 12,000+ banks via Plaid, auto-categorizes transactions, creates custom budgets in minutes, and provides real-time spending alerts. Users avoid manual entry and get unified visibility across all financial accounts.
Optivault unifies investment tracking (stocks, ETFs, crypto, retirement accounts), expense tracking, and budgeting. Users see complete financial health in one dashboard with market alerts and long-term planning tools.
Optivault's AI scans for 'vampire costs'—duplicate subscriptions and forgotten services—and alerts users instantly. Users report saving $400+ monthly by cutting identified waste, making the ~$100/year subscription cost self-paying.