One stop fintech software for banks & NBFCs
One Stop Fintech Software for Banks & NBFCs. Loan Origination System, Loan Management System, Accounting System, Customer Journeys & more Software product that adapts to your business needs, rather than other way around.
OneFin includes RBI and IndAS-compliant accounting, automated regulatory reporting (UCRF, IRAC, NPA), NACH automation, and bank-grade security (ISO 27001:2022 certified, zero data breaches). This eliminates manual reconciliation, ensures accurate GL posting, and provides audit-ready records.
OneFin's low-code configuration engine allows business users to define workflows, rules, and processes by parameters (product type, partner, program) without code changes. Support for multiple repayment structures (EMI, bullet, step-up, moratorium, tranches) enables rapid product iteration and faster go-lives.
OneFin provides integrated LOS (Loan Origination System) and LMS (Loan Management System) with 70+ external integrations, low-code configurability, and support for complex repayment structures. This enables lenders to move from legacy systems to a unified platform that handles sourcing, KYC, disbursements, collections, and accounting in real time.
OneFin's co-lending module supports configurable partnership structures, automated fund splitting across multiple lenders, partner-specific appropriation logic, and real-time partner dashboards. This enables banks and NBFCs to scale lending capacity through strategic partnerships.
OneFin's integrated collections module automates payment reminders via SMS/email/WhatsApp, segments accounts by delinquency bucket, logs all agent interactions, and provides real-time performance tracking. NACH automation and multi-gateway payment integration reduce manual effort and accelerate recovery.