Join waitlist
Back to products
Karsa

Karsa

Get a virtual US bank account + save/spend dollars globally

Website gokarsa.com
Overview

What it is

Karsa lets you open a digital dollar account from anywhere. Get a virtual US bank account, save in stablecoins, send/receive from 50+ countries, and soon, spend globally with a Visa card.

Intent

I need it when

Simplify business operations by consolidating banking, payments, and cards into one platform

Karsa eliminates the need for multiple entities and accounts by combining business and personal banking, multi-currency accounts, cards, and global payouts in a single integrated service

Receive payments from multiple platforms and clients globally without managing separate accounts

Karsa provides a unified US business bank account that integrates with Shopify, Stripe, Upwork, and other platforms, allowing users to consolidate payouts and client payments in one place with multi-currency support

Send money internationally to suppliers and contractors at competitive rates

Karsa enables fast, low-cost transfers to 80+ countries via ACH, Wire, SWIFT, SEPA, and stablecoin, with direct payment capabilities to suppliers in China, Vietnam, and contractors in Pakistan and Bangladesh

Pay for digital advertising and cloud services globally with corporate and personal cards

Karsa issues multi-currency cards with no fees on USD spend and competitive FX rates, supporting payments to Google Ads, Meta Ads, AWS, and other platforms

Hold and manage funds in multiple currencies without currency conversion friction

Karsa allows users to maintain balances in USD, EUR, GBP, USDT, AED and other currencies, converting locally at competitive rates only when needed, reducing FX costs

Drop

Not a fit when

  • User needs traditional banking services in countries outside the 50+ supported jurisdictions
  • User requires a local bank account in their home country rather than a US business account
  • User operates a business that does not involve cross-border payments or multi-currency transactions
  • User needs in-person banking services or local branch support
  • User is not eligible for US business incorporation or lacks required documentation
  • User requires FDIC insurance or traditional deposit protection guarantees
Commercials

Pricing

Freemium with business banking services; specific pricing tiers not publicly disclosed