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icpay

icpay

Stripe, for crypto.

Website icpay.org
Overview

What it is

Accept crypto payments globally with sub-2 second settlements, 0.5% fees and fully programmable transactions. icpay is a faster, cheaper, borderless alternative to Stripe – powered by the Internet Computer.

Intent

I need it when

Build autonomous AI agents that can earn and spend cryptocurrency

icpay is designed for AI agents to autonomously transact in crypto, providing a payment rail fast enough for agentic commerce with instant settlement and borderless global payments.

Accept microtransactions as low as $0.01 with instant payment confirmation

icpay enables merchants to accept payments starting at $0.01 with instant settlement and no chargebacks, making it viable for low-value transactions that traditional processors cannot economically support.

Accept cryptocurrency payments with minimal fees and instant settlement

icpay enables businesses to accept Bitcoin, Ethereum, USDC, SOL, USDT and other cryptocurrencies with 0.5% transaction fees and settlement in under 2 seconds, significantly cheaper than Stripe (2.9% + $0.30) or Coinbase Commerce (1%).

Reduce payment processing costs compared to traditional payment gateways

icpay charges 0.5% per transaction with no monthly fees, free global payments, and no chargebacks, providing transparent pricing that is substantially cheaper than Stripe, Coinbase Commerce, or NOWPay.

Integrate crypto payments into web applications quickly without complex setup

icpay provides universal SDK supporting Next.js, Vue, Angular, and vanilla HTML with simple npm installation and plug-and-play wallet adapters (WalletConnect, Coinbase), enabling integration in under an hour.

Drop

Not a fit when

  • User requires fiat-only payment processing without cryptocurrency support
  • User needs traditional payment methods like credit cards or bank transfers as primary options
  • User operates in jurisdictions with strict cryptocurrency restrictions or prohibitions
  • User requires monthly subscription pricing model instead of transaction-based fees
  • User needs extensive chargeback protection and dispute resolution typical of traditional payment processors
Commercials

Pricing

Transaction-based fee model with no monthly fees. 0.5% per transaction with instant settlement. View pricing