AI-powered chargeback defense. Pay only when you win.
When a customer disputes a charge, you have 7-21 days to respond or lose the money. Most merchants don't respond or spend hours on weak evidence. Reflex gathers receipts, 3D Secure auth, device fingerprints, and delivery proof, timestamps everything with RFC 3161 cryptographic proof, and submits in under 60 seconds. $0/month. 15% success fee only when you win (vs 25% Chargeflow, 20% Disputifier).
The product automates the entire chargeback defense workflow in 60 seconds, eliminating manual evidence gathering and response submission. This frees merchant teams from repetitive dispute handling and speeds resolution.
As a Stripe App Marketplace integration, CertNode Reflex connects directly to Stripe payment data and dispute notifications, enabling automatic defense without requiring separate systems or manual data transfers.
CertNode Reflex operates on a no-monthly-fee, performance-based model where merchants pay 15% only when a chargeback is successfully defended. This eliminates fixed costs and ties expenses directly to measurable outcomes.
CertNode Reflex auto-defends chargebacks within 60 seconds, submitting evidence and responses without manual intervention. Merchants only pay 15% on successful defenses, aligning cost with actual wins and reducing dispute-related revenue loss.