Reduce your debt with AI
BON helps you reduce your credit card debt using AI. It analyzes your cards, balances, interest rates, and spending, then gives you a simple plan to pay less interest and clear debt faster. You get guidance, reminders, and personalized options that traditional apps never show. The best fintech app designed.
BON Credit securely links all credit cards through Plaid in 2 minutes, displaying all balances, interest rates, and due dates in one unified dashboard, eliminating the need to switch between multiple bank apps.
BON Credit offers 24/7 AI coaching available through chat, allowing users to ask questions like 'Should I pay off Card A or Card B first?' or 'How do I improve my credit score?' and receive answers tailored to their specific financial situation.
BON Credit's AI analyzes the user's credit profile and automatically surfaces balance transfer cards with 0% APR and consolidation loan options they qualify for, helping users save money on interest.
BON Credit analyzes all linked credit cards and creates a personalized payoff roadmap using either the avalanche method (highest interest first) or snowball method (smallest balance first), showing exactly which card to pay first and the debt-free date.
BON Credit identifies balance transfer opportunities and consolidation loan options the user qualifies for, automatically adjusts the payoff plan when circumstances change, and provides smart payment reminders to keep users on track.