Back to products
8udget

8udget

Budget, invest & track finances - works offline Android • Productivity • Finance 9 100 Kilo Code v7 for VS Code Run Parallel AI Agents in VS Code. Free & Open Source Open Source • Software Engineering • Developer Tools

Overview

What it is

8udget is a personal finance app that actually works offline - no internet required. Track your budget with category breakdowns, monitor stock & crypto investments in real-time, manage recurring bills with reminders, and set financial goals with progress tracking. Unlike other finance apps, your data stays on your device by default. Import messy bank statements with 80-90% accuracy. Available on iOS, Android, Web, Mac - all from one codebase built with Flutter + Rust. Free to start.

Intent

I need it when

Manage multiple financial accounts and monitor overall net worth in one place

8udget consolidates cash wallets, credit cards, bank accounts, stocks, and crypto holdings into a single dashboard with real-time Yahoo Finance integration. Multi-currency support and net worth tracking across all assets and liabilities give users complete financial visibility.

Maintain financial privacy and control data without relying on cloud services

8udget works 100% offline with bank-level AES encryption and keeps all data on the user's device by default. Cloud sync is optional and never forced, giving privacy-conscious users full control over their financial information.

Track daily expenses and understand spending patterns without manual data entry

8udget's AI receipt scanner lets users photograph receipts for instant automatic categorization and expense logging. Combined with interactive spending charts and monthly reports, users quickly visualize where money goes and identify trends without typing each transaction manually.

Never miss bill payments and manage recurring expenses automatically

8udget's bill reminders feature tracks recurring bills with automatic matching and due date notifications. Users can set up reminders for subscriptions, rent, utilities, and other recurring payments to avoid missed deadlines.

Create and monitor budgets while receiving alerts before overspending

8udget allows users to set weekly, monthly, or yearly budgets with category-wise breakdowns and automatic overspend alerts. Budget management features help users stay on track and control spending proactively.

Drop

Not a fit when

  • User requires mandatory cloud sync or online-only operation; 8udget is designed for offline-first use with optional cloud sync
  • User needs real-time bank account linking; the app currently supports CSV bank statement import only, not live account connections
  • User operates exclusively on Windows or Linux; 8udget is available only on iOS, Android, macOS, and web
  • User requires unlimited AI requests; premium subscribers receive only 50 AI requests per month
  • User needs multi-user or family account sharing; 8udget is designed for individual personal finance management
Commercials

Pricing

Freemium with optional AI-powered premium subscription. Free plan includes basic expense tracking (100 transactions limit), budget management, and financial reports. Premium subscription adds unlimited transactions, cloud sync, AI receipt scanning, bank statement import, and investment tracking. View pricing